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Reserved for Mrs. Sitherino.

El Sitherino

By El Sitherino
in Ahto Spaceport Cantina

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Astrotoy7 Newbie

Astrotoy7

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aw, sithy cmon. They dont call it the "institution" of marriage for nothin...

 

I'm 10 years living in sin and proud :D

 

I will of course say a hearty congrats but give you a *very* important bit of advice...

 

DONT RUSH!!

 

Stay engaged for 10 years if you have to. REALLY figure each other out, and PLEASE make sure you live together for some of these years before tying the knot. What is the true test of the relationship is how you handle each other when things go BAD. Job loss, illness, money issues etc. These are the brutal realities of a relationship, and often the result of their collapse, it ain't all white dresses and rollin in the hay ;)

 

good luck.

 

mtfbwya

 

PS>> Key to happiness: dont have kids, they're so cute and fun until about 9, and gradually turn into money drenching, soul killing monsters whose demands prevent you from fulfilling every dream you ever had for yourself. And, become the glue in unhappy relationships, forcing you to stick to something that isnt working and deepen your misery further.... [/iMO, of course]

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Astrotoy7 Newbie

Astrotoy7

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Been there, done that. :lol:

 

how about a mortgage! Now, theres a strong set of nails to pin one to a crucifix for a good 30 years :(

 

My recommendation, dont get one until you can really afford it and still have money left over to enjoy yourself and sort your kids out. Otherwise, do what most in Europe do.... rent.

 

Fact of the matter is, most western families w a mortgage are 2 paychecks from being homeless and eventually bankrupt. Dont ask me if Im in that boat too, or the tears will flow :(

 

mtfbwya

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Q Newbie

Q

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PS>> Key to happiness: dont have kids, they're so cute and fun until about 9, and gradually turn into money drenching, soul killing monsters whose demands prevent you from fulfilling every dream you ever had for yourself. And, become the glue in unhappy relationships, forcing you to stick to something that isnt working and deepen your misery further.... [/iMO, of course]
:rofl:

 

"Money drenching, soul killing monsters." I LOVE IT! :lol:

 

And here I thought that that just applied to women. :smirk2:

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Jae Onasi Newbie

Jae Onasi

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PS>> Key to happiness: dont have kids, they're so cute and fun until about 9, and gradually turn into money drenching, soul killing monsters whose demands prevent you from fulfilling every dream you ever had for yourself. And, become the glue in unhappy relationships, forcing you to stick to something that isnt working and deepen your misery further.... [/iMO, of course]

 

Wow--encouraging much, Astro?

 

Actually, according to some studies living together prior to marriage does not predict a successful marriage.

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Jeff Newbie

Jeff

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Actually, according to some studies living together prior to marriage does not predict a successful marriage.
Yeah thats what I was about to say, I believe the divorce rate is higher for those that live together before marriage.
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Astrotoy7 Newbie

Astrotoy7

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Yeah thats what I was about to say, I believe the divorce rate is higher for those that live together before marriage.

 

I wonder if this is because they wear away the honeymoon period before the marriage/honeymoon actually takes place!!.... needless to say, the divorce rate now is much higher than ever before.... that's a lot of kids from broken families, wound up in the emotional turmoil associated with it. *Thats* the type of stuff that really worries me... what will *their* families be like??

 

Whether I come across as glum or no, what Im meaning to say, is that adults should carefully weigh their hopes and dreams against the trials and tribulations of parenthood. If you want to travel, study, be financially independent, it can be done with a family, but it's a much harder slog.

 

I'm not going on to give the tedious story as to how I came to this decision, but all I can say to people confused on the issue.... dont feel ashamed to put your happiness first... if kids fit into that picture, great...if they dont, it's not a bad thing. :violin:

 

mtfbwya

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tk102 Newbie

tk102

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how about a mortgage! Now, theres a strong set of nails to pin one to a crucifix for a good 30 years :(

 

My recommendation, dont get one until you can really afford it and still have money left over to enjoy yourself and sort your kids out. Otherwise, do what most in Europe do.... rent

 

But unlike Europe and Australia, the interest on a mortgage of your primary residence is tax deductible in the United States, which relieves a lot the burden. Then later once you have equity, you can take a home-equity loan (if you need one) which is also tax deductible.

 

The trick is to get a low interest rate (currently around 6-6.5%) and to get a loan that you can afford. Equity is security. Renting is money flushed away.

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Darth333 Newbie

Darth333

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Congrats Sithy! It's good to see things are going well for you and Mrs. Sitherino! :)

 

But unlike Europe and Australia, the interest on a mortgage of your primary residence is tax deductible in the United States
Add Canada beside Europe and Australia :p (Yay! It's all paid! )
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